Key Person Insurance

Cover your business against the loss of key people.

Key Person cover involves a company taking out a policy on the life of each Key Person. The business owns the contract and pays all the premiums, and all benefits arising from a claim are paid to the business.

The sudden loss of a key figure can prove devastating to a business and can cause long-term irreparable damage. Working alongside Aston Lark Employee Benefits, our Business Protection policy offering is designed to pay out a cash sum if the person insured:

  • Dies
  • Meets the insurer’s terminal illness criteria
  • Becomes permanently totally disabled (if you’ve chosen additional critical illness cover)

Use the Aston Lark Employee Benefits calculator below to gain an indicative quote and see how we can help protect your business (this should not take the place of receiving advice on which policy is most suitable for you and ensuring that you fully consider how much cover you need).